Tuesday, February 26, 2008

Shopping Can Be Fun (1957)

Refurbished

Everyone likes a great deal. But one type of deal often overlooked by Internet shoppers is the savings you can get on refurbished products. The Internet has made it easy to buy a wide range of reconditioned goods, from refurbished iPods, digital cameras and computers, to reconditioned exercise equipment, sporting gear and kitchen appliances. But what, exactly, does refurbished mean?

Refurbished goods are items that meet the same factory standards as new products, but due to law, cannot be sold as new. They are returned to the manufacturer for a variety of reasons. For instance, it may be an item that was returned by a customer for any reason within the return period, even if the product is in perfect shape, or it could be an item that was used as a store demo or display. It may also be an item that was leased out for a short period or returned because it obtained minor cosmetic flaws, such as scratches or small dents during transit or delivery.

These products which can no longer be sold as new are then returned to the manufacturer, who inspects them and makes any necessary changes to restore them to their original factory specifications. They are tested again to ensure they meet all the specifications and standards of a new product. Then they are offered for sale again as factory refurbished products, and generally they are priced less than the same new product. Refurbished items are also called as "refurbs" for short, or "factory reconditioned," or "remanufactured" products

The advantage in purchasing refurbished products is that these products generally are so well tested before being put up for sale again that they have a very low return rate, which means you can feel confident when buying refurbished goods. In addition, because they can’t be offered as new, these items are usually priced less than their new counterparts, so you’ll save money. And because reconditioned goods are restored to factory conditions, they usually come with a manufacturer’s warranty. This may be for the same time period as a new product, or may be less, so be sure to read the warranty before making your purchase.

There is no limit to the variety of reconditioned products for sale. You can shop online for refurbished digital cameras, printers, laptop computers and other electronic goods, as well as a range of other reconditioned items such as refurbished paintball guns, exercise equipment, golf clubs, small appliances and much more. The internet has made the availability of these items much easier.

While buying any refurbished product, keep in mind the following points.

1. Learn about refurbs from Internet reviews, media or other sources. This homework is essential to get the best deal as you get to compare prices just as with new products and other manufacturers and dealers. Never settle for anything less than what you are looking for just because you think you’ll save money.

2. Read the warranty. Sometimes factory refurbished products have a shorter warranty period than new products, so check out the warranty period before making the purchase.

3. Check your product upon receipt. Just as you would inspect a new product after you purchase it, be sure to check the reconditioned item also and contact the dealer or manufacturer right away if you notice any problems.

Thousands of people buy refurbished iPods, computers, digital cameras and other factory reconditioned goods every year, and most have no problems. So if you’re looking to save money on a pricey item, check the manufacturer’s website to see if you can find a refurbished model for less. You could end up saving a lot of money.

Happy shopping!

Diane Howard is the author of this article on refurbished ipod. Find more information about refurbished computers here.

Couponing 101: Saving Money Clipping Coupons

You've probably stood in a checkout line behind someone who has a coupon for every item they've purchased, and it seems like eternity until they are finished. But, they probably saved over 50% to 80% off their grocery bill in that few minutes!

How, you ask?

If you want to try your hand at snipping scissors for savings, first you need the coupons! The best source for coupons is in the Sunday newspapers. The inserts are tucked in the middle with the advertisements.

With the cost of a Sunday paper usually ranging from $1.00 - $1.50, it is a good investment with sometimes hundreds of dollars worth of coupons. And can you believe most people throw them away? Ask your friends, relatives and neighbors to save the inserts for you. Be on the lookout for businesses that subscribe and leave papers around for customers to read (i.e. Gas Stations, Laundry Mats). Check recycling bins. "Dumpster dive" if you have to.

On Monday, ask your newspaper carrier and stores if they have any leftover Sunday papers that didn't sell. Vendors usually only have to send in certain parts of the newspaper (i.e. the heading) of those that didn't sell to get credit for unsold papers. But they still have the coupons inside!

Unfortunately around Holidays, coupon inserts aren't as plentiful. So, you may want to check the Newspaper in the Newsstand on Mother's Day before searching the couch cushions for pocket change. And not all Sunday newspapers carry the same inserts. Some may have one, and another three. And even if they carry the same inserts, the amounts of the coupons may be different! It is common that coupons have a higher dollar value in an urban area over a rural area.

More ways to obtain coupons is directly from the manufacturers. Call the toll-free number on your favorite brands asking for coupons. Telling them first how much you like their product is a good introduction to your plea. Most will be happy to mail you coupons. Also check out to see if the product has a website. Email them or use their contact form to inquire. Don't forget to include your mailing address.

Look over your empty canned goods labels and boxed food items before throwing them in the trash. Usually you can find a toll-free number to call (see above) on the package. Some packages also adorn their own coupons good on their next purchase. And many companies are now participating in Boxtops for Education and Campbell's Labels for Education, so take a second to cut out the little symbol for the school of your choice. Those 10¢ add up fast when many people save, and all schools, public and private alike, appreciate them.

Also look for "hang-tags" on items in the store. Some will say "Save $$$ now" and if you read the print, it does not have to be used on only that certain item. Look for hangtags on wine, as some offer $$$ off soda, meat or produce, with NO alcohol purchase required.

Another plan to acquire coupons is to beg, borrow or steal from other couponers. Ok, maybe not steal. Barter. If you don't know any coupon locales, you can meet them through Refund/Coupons Magazines and Internet Chat Boards. It is prohibited to actually sell coupons, but you can "purchase" coupons from Coupon Services who charge a "handling fee" per coupon (for their time to cut, sort and mail). You can even bid on coupons on Ebay!

The newest way to add coupons to your collection is to print them directly from the Internet to your printer (i.e. FreePrintables.net)! Some stores have yet to accept these thinking they are counterfeit. But printable coupons are definitely the wave of the future. Many sites make you register first, and your name may even appear on the coupon or are bar-coded with your information. Others may only let you print one or two of the same coupon before you get a "Sorry you've already printed your quota for that coupon" message.

Once you have your coupons, it is best to have some rhyme or reason to them, so it is easier to find the coupon you want when you need it. You can use a simple recipe box with dividers, a three ring binder with divided pages (like for baseball cards), or you can even buy a "real" coupon organizer.

Then you need to categorize your coupons within your organizer. There are several ways people sort theirs. The simplest way is to organize by generic classifications (i.e. Baby, Pet, Frozen Foods, Dairy, Paper Products, Health & Beauty, etc). Another way to sort is by expiration date. Couponers with thousands of coupons file the full inserts by the name of the insert (SmartSource, Valassis, Proctor & Gamble) and the date that it came out.

Make a date once a month with your coupon organizer to weed out expired coupons. This can be done easily while watching your favorite show on the television. Your kids can even help. If you have an extra stamp to spare, mail those expired coupons overseas for the deployed military to use at the commissaries. Some commissaries accept coupons up to six months after the expiration date.

Never throw out any coupons thinking you won't use them! Even if you have coupons for products you know you won't use, you may find those products on sale or clearance and after using a coupon may be only a few cents or even free! Save health and beauty items for gift baskets. Donate canned goods to food pantries. Sell Cleaning Supplies at a rummage sale. You get the idea.

Watch the weekly ads and stock up when something you use is on sale, and especially when you have a coupon for those sale items. Some stores will let you combine a store coupon with a manufacturer coupon (i.e. Target and Walgreens). Other stores price match if you bring in their competitor's ad. Price matching is good if the original store is out of stock and your coupons expire before the rain checked items come in. It's also good to save on trekking all over town to get the sales when you could get them all at Super-Walmart, for example.

Ask if your favorite store offers a reward program. Baker's offers a club card you swipe every time you shop to get their discount prices. HyVee's checkout spits out Catalina coupons to use on your next purchase when you purchase certain items. Register all of your grocery and drugstore cards at Upromise.com, and they deposit 1% - 5% of the purchase price of thousands of different brands into a college fund for the person of your choice!

Some lucky shoppers get to take advantage of "Double Coupon Sales" or even "Triple Coupon Sales" where the store actually doubles the value of the coupon, up to a certain amount. For example, the store may advertise "Double Coupons up to 99¢!" Any coupon value 99¢ or lower, will be doubled, but $1.00 and up will be normal value. The store themselves eat the doubled value as an incentive to pull in shoppers.

Be sure to browse the Clearance Sections of your store. Target is known for having deep discounts on their end shelves hidden in the store. Also, if your coupon boasts "Valid on ANY size", buy the trial size! Be sure to calculate if you are getting a deal. Sometimes, it may still be cheaper to buy a generic brand of something, than to use a coupon on a name brand something.

If the price of a product is more than the value of your coupon (i.e. Shampoo is 99¢ and you have a $1 off coupon), it is up to the store whether they will give you whole value of the coupon (where you make a profit) or just deduct the cost of the product. Either way, the store will be reimbursed for the full amount of the coupon plus the standard 8¢ redemption fee they receive. So, even though cashiers act like they hate coupons, it's in the store's best interest to accept them.

Rebate and Refund forms are another way to "cash" in on savings. These are obtained the same way coupons are only they are not as plentiful. The best ones offer "Try Us Free!" Read the fine print, as most require you buy the product within a specific time period, and mail in the cash register receipt (with the purchase price circled) along with the UPC barcode from the product. Mail in as soon as possible, so it doesn't get forgotten about before the deadline. Many, many people forget to mail in their forms or don't read the fine print and miss out.

Stores, like Ace Hardware and Office Max, offer their own rebate booklets where you can take advantage of multiple offers with one form to get cash back. Some stores, like Walgreens, Shopko and Menards, offer their "cash back" in the form of store credit. You can turn around and use your store credit next month to buy new products that are FAR (Free After Rebate)! And you can combine coupons with rebates!

"Triple Plays" are music to Couponer's ears. This can mean that 1) the product is on sale, 2) you have a coupon and 3) the store offers a monthly rebate program. Or 1) there is a store coupon, 2) you have a manufacturer coupon and 3) you have a mail-in rebate for that product. The possibilities are endless. And most possibilities turn out with totally free products.

Unfortunately most perishable items do not have coupons for them. But you can still save! Watch when meat is marked down. Markets must sell their cut meat after so many days, so you can get meat 50% off or more on the cut off day. If you don't need any meat for the next few days to use it, freeze it to use later! Also watch for big ten-pound tubes of hamburger to go on sale, as it is a lot cheaper per pound. Buy some freezer bags and divide it up into smaller portions and freeze.

Long timer couponers have yearlong supplies of certain stockpiled items, like toothpaste, razors, shampoo and cleaning supplies. When they are out of an item, they simply "shop" their stockpile closet. Not only did they save money buying the item, they saved time not having to run to the store to buy it again.

And There's More Coupons!

Watch for coupons to save when dining out at your favorite restaurant, to get a free membership to the gym, or even to save 25% off new clothes at the mall boutiques. These are also found in Entertainment booklets, newspaper ads and printable online.

Now, that you know how to save on most everything you need or want, there are also virtual coupons! Most online merchants offer promotional codes to be used during the checkout process for percentages off your purchase or even free shipping. ShoppingBookmarks.com categorizes thousands of coupon codes for hundreds of merchants. No need to go out now. Sit in front of your computer and have your good delivered to your door for less!

Kim Rowley (aka www.ShoppingKim.com) is proud to boast that she is a "Coupon Queen" when it comes to saving money feeding and clothing her four children in Pierce, Nebraska.

Tuesday, February 19, 2008

Pink Furniture For Girls

“Think Pink” with Wishrooms’ fabulous collection of pink furniture sets. Anything pink has become one of the most popular trends in decorating girl’s rooms. Two of the best selling lines are the Tea Party Collection and the Fancy Butterfly Collection.

The Pink Tea Party Collection includes a table and chair set (where else do you put the tea and crumpets), extra chairs for friends, rocking chair, bookshelves, and even a miniature kitchen. The design has a quaint, countryside charm to it: a soft pastel pink and white combination, and a “time for tea” design accented by delicate flower and a flowing ribbon. For example, the rocking chair has a teapot and teacups painted on its back. The chair is rimmed with pink and white stripes, while the bookshelf has two layers to store storybooks, dolls, or an array of plastic cups and saucers for the next high tea with the Queen.

The Tea Party collection also has a darling refrigerator. The surface of the front door is magnetic, and can also be used as a bulletin board. Just use a whiteboard marker, and then dry-erase when necessary. It’s not only useful (there are freezer and refrigerator areas where kids can store snacks) but makes a charming additional to any girl’s kitchen. The handles are a cute purple, while the subtle frame design is eye bragging without being difficult to pair with other items. Of course, it’s easier to equip the entire nursery in the Tea Party theme.

The refrigerator complements the Tea Party Kitchen, which as a removable sink and burners. Here “mommy’s little helper” can prepare a buffet for stuffed animal friends, or practice serving high tea to her teddy bear guests.

Another popular product is the Pink Butterfly Collection, which includes a rocking chair, toy chest, table and chairs, storage step up, clothes tree and lamp. The whimsical design—friendly butterflies in baby pink, a creamy yellow, and lavender—is perfect for a bedroom, playroom or playroom.

The toy box doubles as a window seat, and can be used to store precious toys and personal belongings, from dolls to journals and photo albums. She can also use the lid as a shelf for favorite stuffed animals, or as a makeshift desk for drawing or tea parties. The table lamp has charming butterflies clustered around flowers at its vase. The rocking chair has a pink butterfly backing, small circles and flowers accenting the seat.

Both sets are in a beautiful pink, perfect for a girl who loves that color, or for moms who want very feminine, very delicate décor! To complete the look, pair the furniture with matching accents: pink curtains, pink area rug, or plain pink bed sheet and pillowcases.

Misti is the owner of Wishrooms.com which offers Kid Furniture for Bedrooms and Playrooms at affordable prices

Sunday, February 17, 2008

Gothic Clothing Links and Choices

Gothic clothing is often times associated with punk, rock and tribal music genres. If you are into any of these types of music, you want to change your apparel to fit the types of clothes that others are wearing while attending these concerts, functions and parties. To set yourself out from the crowd, complete the purchase of gothic clothing that fits your particular style, and that you know no one else has in your crowd. You can find gothic clothing in many forms, from tops, to tanks, to belts, buckles, and even boots.

Gothic prints in nylons and in hosiery is a trend that is expanding past the concert and party. The use of gothic clothing is becoming a trend that is finding it’s way into people’s lives that want to spread their own style to show off just what they love, and to make a statement. Gothic clothing along the lines of nylons and hosiery is going to include those that are bold stripes, bold colors, and that will include the use of animal prints. Gothic clothing is a vital part of who you are, expressing yourself, and having fun with the clothes that you have to wear everyday anyway!

Gothic clothing purchases online are available not only in the auctions, but also in new clothes through the shops and retailers you can find online. Gothic clothing is all about animal feelings, taking you back in time to a point where clothing was worn to create an overall appeal and symmetry for the person who is wearing them. Gothic clothing is often times tight, showing off that waist, creating a sexy appeal around the neck and shoulders, and even showing off those long legs.

Tights, nylons and prints for pants, skirts and shorties are all a part of the overall appeal that completes the gothic clothing outfit. For those who wear involved in a cold weather setting, pants and tights were a necessity. Now you can wear these same types of gothic clothing when you want to set yourself apart from the crowd at the party or at the club. Gothic clothing can be worn daily, when you work in a rock or punk setting, when you work in a music, or even a dramatic work setting.

Gothic clothing that can be purchased online is going to include necklaces, lace, belts, clips for the hair, and even shoes. You can find a complete line of gothic clothing online, that will fit your style, your body, and your size. If you are considering purchasing the bodice, or the lace up tight corset you want to remember that the sizes are exact. If you have a large breast size, or a large hip size you may want to review the exact measurements of those types of gothic clothing before ordering your usual size.


Ivar Rudi. Ivar suggests you find great market for less by shopping online today. For more information and resources about this subject check out: www.gothic-clothing.biz/ and also www.gypsy-skirts.com/ and www.peasant-skirts.com/

Wednesday, February 13, 2008

Buying Smart...

When you are looking into buying any item there are a few things you will want to be aware of. First, make sure the item is of high quality and will work exactly the way you need it to, regardless of what it is. Make sure you are buying from a reputable retailer or business. If you need to double check, you can check with the better business bureau to see if any reports have been made on that particular retailer. There is nothing worse than buying an item that will break needlessly within days or even arrive broken.

Second, make sure the retailer offers a solid warranty on all items purchased through them. Some retailers will offer an extended warranty on specific items at an additional cost. This is entirely up to you and in addition to the original warranty offered. When buying any item, check with the retailer about the warranty and obtain a full explanation of it. If there is anything you do not understand do not hesitate to ask the sales person. Additionally, you should fully understand what you should do if damage occurs during the warranty period (where you should take the item, how to ship it, and what is covered in shipping).

Another thing you should do when looking to buy a particular item is do some comparison shopping. Look around at various retailers or websites and ensure you are getting the best price possible in addition to the best quality as well. All retailers, rather online or offline, are in constant competition with each other on a daily basis, you may be able to find a better price somewhere else. Before buying your item, look at the price and the warranty offered on that specific item and make your decision based on what is offered.

Lastly, take a good look at the type of customer service that is offered before buying anything. Make sure the retailer is readily available to answer any and all of your questions, that they are kind and helpful, and have a solid track record in customer service. All of this together will help make your buying venture pleasant and easy with the right retailer.

Ginster-Web Shopping, http://www.ginster-web.com/shopping, is a specialized electronic outlet, offering many of all the latest in electronic technology available today. By shopping directly with their online shopping guide you will have all the convenience, flexibility, and discount prices that shop

Magazine Subscriptions: Smart Shopping Or Waste Of Money?

As one of the many postcards embedded between the pages of the magazine you’re reading falls to the floor you notice the usual sales jargon about the huge savings you’ll receive by making at least a one year commitment and purchasing a subscription to their particular magazine. To further entice you they might even promise that you can buy now and pay later.

Whether or not purchasing that particular magazine subscription is smart shopping for you can be dependent on how often you buy a particular magazine at the newsstand, and the pricing amongst other things.

Publishers need to sell as many magazine subscriptions as possible, but not for the reasons that you may think. While publishers do generate income from selling magazine subscriptions, the bulk of their revenue comes from the advertising they sell to marketers eager to spread their message to as many consumers as possible. The higher a magazines circulation (the amount of readers they have) the more they are able to charge advertisers.

For this reason Magazine subscriptions are especially important to publishers as they are never completely sure of how well a particular issue will do at the newsstand. Readers may not like the cover; the stories may seem uninteresting, in certain months of the year sales get sluggish as people are reading less, etc. Subscriptions are pre-sold and can be relayed to potential advertisers as such who will be charged accordingly.

It becomes understandable while publishers work hard to increase the amount of magazine subscriptions sold. They must work diligently to keep circulation numbers high or risk losing money. Whether or not you should ignore the postcards or unending number of renewal notices really depends. You may want to think about purchasing a magazine subscription if 2 or more of the following applies to you:

Frequency: You Purchase the Magazine on a Regular Basis:

In general magazine subscriptions are highly discounted in comparison to the prices charged at newsstands. Buying a subscription can easily save you up to 90% off the cover price (newsstand price). For example, if you were to purchase Penthouse Magazine every month for one year it would cost you $99.55. However, the current Penthouse Magazine subscription rate is only $19.95. By purchasing a subscription you save about $80 or approximately $81% off the cover price.

The same is true for popular woman’s magazine Cosmopolitan. The current cover price if paid by the month is $42, compared to a subscription to Cosmopolitan Magazine is only $18, a savings of 57%.

The frequency of which you purchase magazine is the key indicator of whether or not a subscription is cheaper for you. If you only purchase Penthouse Magazine once or twice per year, it isn’t cost effective at all.

You Like Free Things

Whose eyes don’t light up when they see the word FREE? Publishers are well aware of this and some have been known to give away free items like tote bags, calendars, clocks, tents and more. Though they are generally not the most expensive items it is a way for the publishers to say thank you.

If you are uninterested in free knick knacks, how about free subscriptions? Some publishers have been known to provide either a second year at no price or extra issues in without cost to further entice would be subscribers.

You want your Magazines ASAP!

One of the perks of purchasing a magazine subscription is that you’ll get the most current issue before it even hits the newsstands. Magazine subscription labels are in general printed up 2-3 months in advance. When the latest issue is hot off the presses it isn’t long before they are delivered to the mailboxes of subscribers. Monthly magazines tend to arrive about 2 weeks before the cover date. Weekly magazines have less lead time but still beat the issues to the stands.

You Want More for Your Money

If huge savings and getting the subscriptions before anyone else doesn’t convince you publishers like to keep one more weapon in their arsenals. Those who purchase their magazine subscriptions are eligible for subscriber only info. This can be in the form of small gifts but often publishers have a members or subscribers only section of their websites. Once there, subscribers can find more in depth articles and features that might have been cut from the print edition due to space limitations, photos, contests and more.

You Are Limited on Time

Let’s face it, most of use are very busy and want things as convenient as possible. You may not have the time to go out every month and hunt down your favorite magazines. When you do have the time you may find out the newsstand has sold out if the magazine published a particularly popular issue.

In most cases we pay far more for the sake of convenience. Magazines might be the one business where you pay less for someone to make things easier on us.

Lisa James is an avid reader of magazine and books. She is also a staff writer for www.suscriba.com, provider of discount magazine subscriptions.

Friday, February 8, 2008

5 Tips to Better Clothes Shopping

Shopping can be a pleasure or a chore. However you look at it, use these five tips to be an effective and organized shopper.

1. Dress well. In order to spend less and buy wisely, dress up in comfortable clothes. It's the same concept as going to the grocery store on a full stomach.

2. Shop with a plan. Know exactly what you need and how much you can spend. Write it down. Create a budget.

3. Keep an ongoing list of clothing needs posted in your closet. As you dress each morning, make notes of items you need to complete outfits such as a wider, brown belt or a white tee with v neck. Be specific. Take the list with you when you shop.

4. Before making a purchase ask yourself, "Does this match my wardrobe in terms of color, style and price? Is this on my needs list? How versatile is this piece? How many ways can I wear it?"

5. Shop first at high-end mass merchants (i.e., Target), outlet malls and off-price stores for basics such as tees, shirts and pants. You'll then have more money for seasonal updates like jackets and accessories.


Barbara Myers Barbara Myers is a professional organizer, author and speaker. When planning your next event or needing your personal coach on taking control of your time by organizing your life.

Thursday, February 7, 2008

Tuesday, February 5, 2008

Top 3 Ways To Buy An LCD TV

This may come as a surprise to you. Just like other types of big screen TVs, LCD flat screen TVs have some disadvantages, as well. Yes, it's true. For example, LCD TVs have lower contrast ratios than plasmas, because they have a harder time reproducing deep black and dark grays. Their screen also tend to be thicker than plasma screens.

However, a LCD flat screen TV is not susceptible to burn-in and usually is less expensive than plasma televisions. LCD TVs also run cooler than plasma TVs, thereby minimizing the need for noisy fan cooling. Many LCD sets can double as a PC monitors, as well. In terms of longevity, LCD flat screen TVs can last up to 60,000 hours, whereas plasma TVs, on average, last 30,000 to 40,000 hours.

Ready To Buy a LCD Flat Screen TV?
So, you are all set to buy your first LCD flat screen TV? Cool! Here are some shopping tips before you set you mind on a particular model.

1. Check The Black-When you are shopping for your LCD flat screen TV, bring along a DVD movie that has dimly lit scenes. Use this to check for good black reproduction. Don't worry, the sales people won't think you are odd-maybe slightly obsessive, but not weird.

2. Remote Control-A good remote could be the difference between relaxation and frustration. Make sure that the remote control has backlighting so you can see you options in the dark. Also, make sure that the remote is comfortable. It is going to be in your hand a lot! 170-degree Viewing Angles-Try to find a LCD flat screen TV that has 170-degree viewing angles so that you may watch the image from anywhere in the room.

3. HD-Ready-HDTV stands for high-definition television.
So, a HDTV is a television with a built-in digital tuner that shows high-definition broadcasts in true high-definition resolution. We recommend that you buy a LCD flat screen TV that is HD-ready, so that you may view HD programming- it's the wave of the future.

So, look around before you buy the perfect LCD flat screen TV for your home. You should understand that there are some disadvantages to each kind of television format, and nothing can reach perfection-yet. Well, except for maybe a jumbo 65-inch Sharp Aquos TV. LCD TVs can be simply awesome if you know what you are doing when you shop for them.

There is more than meets the eye when LCD TV shopping. These points only scratch the surface (if that!). Find out all the insider info on LCD TVs today.

Roger Wembley is author of “The www.ilcdtv.com”>LCD TV Guide.” Get your copy at www.ilcdtv.com”>www.ilcdtv.com.